Frequently Asked Questions

Eligible participants may include:

Active Duty Military

National Guard

Reserve Military

Honorably Discharged Veterans

Law Enforcement

Firefighters

EMS & Paramedics

Healthcare Professionals

Educators

Government Employees

Nonprofit Employees

Union Members

Other qualifying professions and organizations

If you’re unsure whether you qualify, simply register and we’ll verify your eligibility.

When you work with an HBA-Certified real estate professional, you may receive exclusive benefits designed specifically for Heroes.

Benefits may include:

- A real estate reward from your agent’s commission (where permitted by law)

- Lender credits from participating mortgage partners

- Title credits where available

- Direct rewards paid after closing

- Access to down payment assistance programs

- Access to grants and special financing programs

Dedicated guidance from an HBA-Certified real estate professional throughout your transaction

Every transaction is different, but many Heroes receive between $3,000 and $5,000 in combined savings and rewards after closing. Some transactions may exceed $10,000, depending on the home’s price and available partner incentives.

No Cost.

Registration is completely free, and there is no obligation to buy or sell a home.

1. Complete the free registration.

2. We verify your eligibility.

3. You’re connected with an HBA-Certified real estate professional.

4. Buy or sell your home.

5. Receive your eligible benefits after closing.

Yes.

To receive program benefits, you must work with an HBA-Certified participating real estate professional and register before beginning your real estate transaction.

Possibly.

If you’ve already signed a buyer representation agreement or listing agreement, eligibility may be limited. Contact us before moving forward so we can review your situation.

Yes.

You may use your own lender. However, participating HBA mortgage partners may offer additional lender credits and special financing programs that could increase your savings.

Yes.

Many builders allow buyers to use their own Realtor. To qualify for HBA benefits, register before visiting a builder or signing any builder paperwork.

Yes.

Eligible participants may receive benefits when buying, selling, or both, depending on the transaction and available program benefits.

No.

Whether you’re buying your first home, your next home, downsizing, relocating, or selling your current home, you may qualify.

In many cases, yes.

If one spouse qualifies as an eligible Hero, the household may also qualify. Your HBA-Certified real estate professional can explain the details.

Hero Benefits Alliance has participating real estate professionals and partners in many markets across the United States. Availability varies by location.

Program benefits vary by state and are subject to applicable laws, regulations, and program guidelines. Your HBA-Certified real estate professional will explain the benefits available in your area.

Hero Benefits Alliance partners with participating real estate professionals, lenders, title companies, and service providers who want to thank Heroes for their service by helping them save money when buying or selling a home.

Simply complete the free registration form.

We’ll verify your eligibility, connect you with an HBA-Certified real estate professional, and help you maximize every available benefit throughout your home buying or selling journey.